Save Time & Money On Your Workers' Compensation Costs!
According to a recent study, participants in group self-insurance plans save an average of 36 percent over their counterparts in the traditional insurance market. Members participating in the Michigan Restaurant & Lodging Fund (MRL Fund) have enjoyed similar savings on their workers' compensation coverage. Group plans offer the same protection as an insurance company, but more efficiently, providing an opportunity for companies within a particular industry to band together to save. Owned and Operated by its Members
Regardless of the price of workers' comp. insurance on the open market, funds will always be less costly because of their structure. In addition, fund rates remain relatively stable because loss control is emphasized, overhead is minimized and funds aren't in the business to make a profit. Not-for-Profit
The MRL Fund is a not-for-profit organization. As a result, premium dollars not used to pay administrative costs and claims, or not reserved for potential claims, are returned to the members in the form of premium credits along with earned interest. Claims Management
The MRL Fund's proactive approach to claims management helps minimize the group's losses. Compensable injuries are paid promptly, while questionable claims without merit are staunchly defended. In addition, the MRL Fund provides safety and loss prevention programs geared specifically to the restaurant industry to help reduce workplace injuries and increase productivity. Start Saving Now!
Let us do the work for you. The potential for significant savings on your worker comp. premium is waiting...all you have to do is call the MRA for a no obligation quote at (800) 968-9668 or fill out a quote request form online.
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